Do I Qualify for Low-Income Housing and Apartments

May 7th 2016

Low-income housing and apartments give those who can’t afford a great deal of rent or mortgage a place for them and their families to live that’s inexpensive. However, just because you can’t afford your dream home doesn’t mean you qualify. There are certain eligibility requirements that place limitations on who is able to live in low-income housing.

Income Limits

In order to qualify for low-income housing, you have to make less than a certain limit set by your local government. The limit varies from area to area. For instance, a family of five in Gainesville, Florida, earning $53,000 or less, is considered low income, while a family of five in Putnam County, Florida, earning less than $40,800 is classified as low-income. Afamily of four living in Franklin County, Florida, must earn less than $34,000 to be eligible. The limits will vary based on the number of members in your household. You don’t have to be completely unemployed to qualify. Additionally, you don’t have to have a full-time job to be eligible. You don’t have to be receiving any type of assistance, such asTemporary Assistance for Needy Families(TANF), cash benefits from the government, Supplemental Nutrition Assistance Program (SNAP) or any other assistanceto qualify either.

Citizenship/Immigration Status

Being a U.S. citizen or having a legal immigration status is often a requirement as well. This prevents illegal immigrants from receiving the benefit of low-income housing.

Honesty

Remember to always be honest. They do verify your income with your employer. Also, you don’t need to be humble. They’re used to dealing with families who are struggling, so being honest about your situation will help you more than harm you. If you’re caught falsifying information, you risk losing youreligibilitycompletely. You should also be honest if you receive a raise or any additions to your income while you’re living in public housing. It usually won’t affect you enough that you would have to move, but you may pay a slightly higher amount per month. However, if you have a significant increase in salary, you might lose your eligibility.

Criminal Background Check

A criminal background check aids in determining whether you qualify as well. Those with felonies, drug charges, rape, weapon or violence charges may be rejected. This assists in keeping the number of crimes down in the house or apartment complex to a minimum.

 Renting History

You may be asked to give a list of the places where you and your family members lived previously. This is so they can get a feel for how you act as a tenant. If you had issues with not paying or destroying your last residence, this will hurt your chances of finding a place.

Work Search Requirements

If you don’t have any income, your rent is sometimes completely free. This doesn’t mean that you’ll never need to pay rent again as long as you don’t have a job. In fact, these places usually require you to search actively for employment and may place a limit on how long you can stay there rent-free.

Other Factors That Affect Eligibility

Being elderly can help increase your chances of being accepted for low-income housing. Having certain disabilities also may heighten your chances.

 Although there are certain factors that weigh in on your eligibility, the main factor is your income or lack thereof. The limit varies from city to city, so always consult with your local government to determine if you qualify.

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