Cynthia J. Drake

Cynthia J. Drake

Cynthia J. Drake is a contributing author to Cynthia is a personal finance writer who lives in Michigan.

Articles by Cynthia J. Drake

Easy Online Tools For Managing Your Personal Finances

When was the last time you balanced your checkbook with an actual pen and your check register? If you're like the average American, chances are it's been quite some... more

Understanding 403(b) Retirement Plans

Given their growing popularity over the last several decades, you probably know what a 401(k) retirement plan is. However, you might not know that people working in... more

A Helpful Comparison On Car Leasing Vs. Buying

To buy or not to buy? This is an age old question many consumers face when it comes to shopping around for a new car. With appealing financing offers for buyers as... more

7 Tips To Avoid Making Your Debt Situation Worse

When you’re in debt, it may be hard to imagine ever being able to dig yourself out. “I’m already in up to my ears,” you might reason.... more

Understanding The HOA Rules For A Planned Community

The allure of living in a planned community with a homeowners' association (HOA) is pretty understandable, especially if you live in a state like Florida or California... more

Online Tax Preparation: TurboTax Vs. H&R Block

So you've decided to take the plunge and do your own taxes this year. With all the online tax programs touting their user friendly benefits and high refunds, it can't... more

How To Select The Best Income Tax Preparer

Looking for someone to lend a hand while doing your taxes this year? You're not alone. According to a 2011 report from the National Retail Federation, more than 40... more

3 Tax Planning Strategies For Tax Season

It’s a painful realization that the most wonderful time of the year is soon followed by the most-dreaded time of year. If tax time is typically something you... more

How To Get A Government Grant For Your Small Business

Did you know that you may be able to get free or heavily subsidized money from a state or the federal government to help fund your dream business? Government grants... more

A Guide To Taxes On Gambling Winnings

For a gambler, the only thing worse than a string of losses at the casino is having to report any winnings they have earned with the Internal Revenue Service on Tax... more

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